How quickly to save money?

I often get letters that accuse me of being cut off from reality.

"Here, they say, you, Yulia, such-and-so, give out all sorts of tips about how quickly to save money , how to establish business and so on. But after all, all these tips for the rich. We, poor people, would be better advised how not to die of hunger for our wages. "

I am always amazed by this position of losers.

They are not interested in how to earn more, or how to handle money properly.

They just sit and wait for a million to fall on their head, they will quickly spend it on all sorts of crap and will wait for another gift.

For them write - do not write, all one.

But I still do not lose hope that among my readers there are many more sane people who want to change their lives for the better.

And among the subscribers who subscribed to the mailing of articles to regularly feed their brain with useful information, and there are no such sad copies as the author of the letter.

Knowing how to save money is vital!

Many people live by the principle: you do not need to learn how to quickly save money, and go and lend what you want, without thinking about the consequences.

Do you know why 15-10 years ago there was a banking boom?

Financial institutions appeared as mushrooms, offering "favorable" conditions for loans, and then earning on rabid overpayments or taking away mortgaged property if the debtor could not pay on time.

And then strange "credit riots" began to be organized, when people first heated loans in foreign currency( although they received a salary in UAH!), And then, when the course jumped in times of political and economic crisis, they began to groan: "Ah, we can notpay "," Oh, give us a dollar of 5 ".

Yeah, really, let's give everyone what he needs.

Wants homeless apartment on Khreshchatyk? You are welcome!

Dude, who earns 2 thousand hryvnia a month, dreams of a "Lexus"!Yes, no question - we'll give!

Where it is better to invest money?

A bunch of greedy, who did not even try to figure out how quickly to save money, and ran after loans to get real estate and cars that they can not afford, and now they want someone else to pay for them!

Quickly to save money and not feed greedy bankers it is possible, even if you have average incomes.

You just need to act wisely and be disciplined.

5 useful tips on how to quickly accumulate money

Start a conversation about how to quickly accumulate money, I would like with general recommendations:

1. Give up the practice of permanent lending.

   You know, there is such a type of people "lend 50 hryvnia to payday".

   These people constantly borrow relatively small amounts( some, especially talented, yet regularly forget to return them).

   Living by this principle, you never get to accumulate on something serious.

2. For every salary, save at least a small amount.

   7-10% of revenues - not so much, but in a few years this way you can collect a decent amount.

   Quickly accumulate money in this way will not work, but you will be financially insured against surprises.

3. Find the sub-work, the profit from which you will not spend on yourself, and save everything to a penny.

   Let's say you are officially earning 5 thousand hryvnia a month.

   About 500 hryvnia you have with shabashek, for example, you write texts to order or apartment neighbors clean.

   So these are the 500 hryvnia you need everything, to the penny, to postpone.

4. Plan your budget based on your income.

   If you received a salary, go straight home, tempted to go shopping.

   At home take a few envelopes, sign them "For groceries", "For utilities", "For clothes", "For travel", "For entertainment", etc.and distribute their wages on them.

   Do not get out of the budget, whatever temptations you do not expect, otherwise you will not be able to quickly save money.

5. Learn to say "No" to unplanned spending: the clothes you like, the offer from friends to put out, the expensive dessert that winks at the supermarket, etc.
6. Sell something you do not need, but you need people on the Internet, yes at least on the same OLX or "Aukro".
7. But the surest way to quickly save money is to cut costs.

How to cut costs to quickly save money?

. As much as we do not want to buy a new car or go on summer vacation abroad, we can not save our salary for the realization of our dream, because we need to eat, pay for housing, buy medicine, go to work, etc.

And yet, in order to quickly accumulate money for what we need, we should cut costs to the maximum.

To quickly save money, reduce the cost of food

Of course, you can not completely abandon the food, but spend it less for everyone:

• Go to the store with a ready list of purchases and adhere strictly to it.
• Never go to the store hungry - spend more money.
• Find cheaper analogues of products that you buy.
• Instead of semi-finished products, buy ingredients for cooking - so it will be cheaper and more useful.
• Buy the products exactly as much as you need. You do not need to heat up both, and then throw out a part.
• Stop buying alcohol and miscellaneous stuff like chips, dried squid, chocolate bars - it eats a lot of money.
• Stop eating in public catering establishments, prepare yourself. You can also take food trays with work.

To save money fast, we cut utility costs

It's very difficult to save on them, but if our goal is to quickly accumulate money, then something can be done:

• Replace all bulbs in the house with energy-saving ones.
• Install the counters.
• Make sure that all your households turn off the light, leaving the room, so that the faucets do not leak, etc.
• Get smart technology: dishwasher, which reduces water consumption, multivark, with which you can save expensive gas, energy-saving washing machine.
• Try to formalize the subsidy.

To quickly save money, reduce the cost of travel

If you work not too far from home, it is better to walk into the office on foot - it is useful for health and for a purse.

If your place of work is too far from home, you can try saving in other ways:

• Ride on public transport, not your own car - what gasoline is expensive today.
• Prefer cheap public transport( trolley, tram, subway), rather than expensive private minibuses.
• Cooperate with colleagues who live near you: they threw themselves on petrol and went to work by one car, not by three.

How to attract luck and money?

How to quickly save money? Enable the austerity mode!

Now I will tell you about the method of shock therapy - not too pleasant, but effective.

This method is too often not to be used, because it is quite painful.

How to increase money?

But, if there is a goal to quickly save money for something, here are 3 tips for you:

1. Do not buy new clothes and shoes.

   Now is not the time when one shirt was worn to holes.

   Every modern person has a box stuffed with rags.

   If you do not buy anything new for 3-5 months, you still do not have to go naked, but you can quickly save money

2. Refuse the entertainment for which you need to spend a lot of money: night clubs, restaurants, bowling, weekends forcity, etc.

   Entertainment is cheap, and at all - for free: in theaters, museums, parks, riverside, etc.

3. For 3 months, give up the usual non-expensive benefits: a beauty salon, hiking in the sauna, a gym and other.

   Take care of yourself at home, and all this will come back when you can quickly save money.

We offer you to watch a video with rules

which will help you quickly save money

for the planned large purchase:

If you read the article but found the advice ineffective, because you are already buying a minimum of products, do not visit beauty salons,but you still do not have enough money for anything, then your problem is different.

You do not need to seek advice, how quickly to accumulate money , and to start to find a normal job with a normal salary.

To work for a penny - do not respect yourself.