Getting a home for maternity capital is real, but how can this be done? The construction of own housing with funds under the certificate can now be carried out independently, without contractors. Learn how to use maternity capital to build a home on your own to do it according to Russian legislation.
How to get the parent capital
The amount of the amount for the construction of the house on the maternity capital in 2017 is 453026 rubles. To receive this amount, the family needs to observe certain rules and conditions:
1. A person who can be supported by the state, for example:
• a man, if he is the only adoptive child of the 2nd child and the following;
• a woman who has single-handedly given birth or adopted a second child and the next;
• a father or an adoptive parent who took over the right of a woman because of his termination( deprivation of parental rights, death);
• A child if the right of state support for some reasons is terminated by the mother and father.
2. A person who decided to build a house for maternity capital, is a citizen of the Russian Federation at the time of the birth of the child. Children should receive the status of a Russian citizen at birth or adoption. Sometimes compliance with the rule is not necessary, for example, this happens when the right of compensation passes to the father.
3. The program of citizens' support for the construction of a house for maternity capital is valid only for the period from 01.01.2007 to 31.12.2016.Parents of children adopted or born only during this period receive financial support from the state.
4. Correct execution of compensation is required according to the legislation, with the necessary list of documents.
Is it possible to use the maternity capital for the construction of the house
To get the parent or adoptive parent compensation of the state is possible, but how realistic is the construction of the house under the maternity capital? When the child, whose birth you were provided with financial capital, will soon be completed or 3 years, the construction of the building can begin. To begin with, it is necessary to comply with all the rules of the new building and the preparation of the necessary documents.
How to build a house for the mother capital
Learn how to act when building a new residential facility for your own family. The correct sequence is as follows:
- Buy / lease / formalize the right to inherit the land for construction. Buying a finished plot is not an improvement in housing conditions, so you need to buy "bare" land, which needs improvement according to the law.
- Decide who will be engaged in the construction of a house, completion or summer residence. There are two options: independently coordinate the process or conclude an agreement with the contractor organization.
- Provide the construction company with a list of the required documents.
- Apply to the Pension Fund, which must approve or deny it within a month.
- If the Pension Fund has approved the application - the money is transferred to your account or to the contracting construction organization.
- Begin the erection of a dwelling.
What documents are required to be provided in 2017
List of documents necessary for obtaining state support:
- Copy of building permit.
- A copy of the contract with the contracting authority.
- Obligation, which confirms the agreement on the registration of housing as a common property of all family members after the completion of the construction process.
- A copy of the document that confirms that you are the owner of the land plot allocated for building.
Reviews
Igor, 28 years old
A lot of money needs to be invested in a new house, so we decided to use matkapital for erecting our family home. In order to use this right, they formalized the documentary part, waited about a month for the agreement, and the whole responsibility for the costs plus the building itself was assigned to the contractors. So it's easier to guide the process in the right direction.
Ekaterina, 36 years old
Our family lived with her husband's parents, and after the birth of the 2nd child, we thought about moving to another city to work there. We decided that the help received should be spent on the construction of a private home. The loan or mortgage of the Savings Bank would be prohibitive for us, therefore all the funds for building our house for maternity capital were invested in the business.
Irma, 31 year
A loan to buy housing, when you have two children, is an impossible thing. Therefore, as soon as the child was supposed to be performed for three years, we decided: we need to use the matcapital to build. Sale of old housing plus government assistance, and we managed to cash out the funds. We spent money to build a new house for our family. Build it yourself.