In our era of complete computerization, no one is surprised by the new services and services that are emerging. The mobile bank function does not exist for the first time. She showed herself as a very convenient service, allowing through mobile communication, at a distance to monitor and manage her account in the bank, to perform financial activities. If you are not already using this service, let's try to tell not only how to connect a mobile bank, but why it is needed, how to use it in the future.
Ways of connecting a mobile bank
By connecting a banking service, you will have access to information about any movement of funds on the card. This very convenient and simple service allows you to save time, do not visit the bank branch for every case, always be aware of what financial transactions occur on your bank account. Connection is possible in several ways: by phone, computer or through an ATM or terminal. Choose a more convenient way for yourself, and how they differ among themselves - this is a little more detailed.
Via computer
Computer connection of the mobile banking service is possible only in the branch of one of the financial institutions. A bank employee using a computer program will be able to activate a mobile banking service in your name if you have the necessary identity documents, a plastic bank card and a phone with you. Having filled in the passport the passport data, he should tell about the conditions of connection, the rules of use and the tariffs that are valid at that time.
Via phone and SMS
Connecting a mobile bank by phone will save you a lot of time, because you do not have to go, go, stand in line. Knowing the answers to the test questions, feel free to dial hotline numbers 7495500-55-50 or 8800-555-5550.Standard questions that can be asked to you:
- Surname, name, patronymic.
- Passport data.
- Telephone number.
- Bank card number.
- When and where was the last purchase paid by the card.
- Secret control word.
Through an ATM or
terminal A large number of ATMs and terminals provide the ability to connect through these devices. Please note that not all devices support the function of connecting to a mobile bank. Having a card, you can independently connect to the bank. To do this, you need:
- Insert the card and enter the pin code.
- On the main page select the "mobile bank" key.
- Click "connect main card".
- Choose the tariff "full" or "economical".
- Specify the phone number.
How to connect the mobile service of various banks
Several major Russian banks provide telephone banking services. Connection takes place in a similar way. Choose a more convenient method for you and start using this modern service. Convenience, time saving and available information on every cash flow on the card - these positive aspects of using the mobile bank attract more and more customers. How is the telephone service connected to different banks in Russia? Let us dwell on this question in some detail.
Sberbank
The most popular bank in Russia is Sberbank, it has the largest number of branches. In any branch, by filling out an application and providing a passport or other identification card, you can connect a convenient service that will help you control the balance, transactions made with a credit card within a few hours. The history of the movement of funds can be found by sending an application. As mentioned above, you can independently connect the service through the phone by calling the hotline or by making it through the terminal( ATM) that supports this function.
VTB24
VTB24 offers its customers the right to use all the advantages of a mobile bank in order to be able to manage funds on the card, pay for goods and services, and make money transfers. Downloading the application VTB24 in a specialized store, go to the nearest branch of the bank, where you provide the passport to the operator and write the appropriate application. You will be connected to a telephone support service for financial transactions of a bank card.
The employee of the bank branch will connect your phone number to the general banking system, give you the corresponding card, which contains 112 codes for entering. The first and last codes are needed to register the table with the codes in your mobile bank. The rest you can use to conduct financial transactions taking into account that each code is used only once. Using all the proposed combinations, in the bank branch of VTB24, you can get a new card with the codes.
Bank of Moscow
To register a service with the Bank of Moscow, you need to have an account, credit or card in this financial institution and to provide your phone number to any branch. To get started, install the mobile banking application on your phone. When the application starts, click the "Register" button. Enter the data( card number, credit agreement) and specify the e-mail address where post-operative checks will be sent to you on a regular basis.
When you confirm the agreement with the Terms of Service, the phone will receive an SMS with the activation code of the selected function. You will only have to come up with a five-digit digital password. To avoid collisions with scammers, it is recommended to type more complex digital combinations for the password without using such as 11111, 12345, 67890 or 00000.
Alfa Bank
Alfa Bank often justifies its name and in the field of establishing mobile services for customers were among the first."Alpha Mobile" is a convenient, simple and reliable application. In order to, in your phone there is an application for monitoring the movement of finance, you need to be a client of Alfa Bank. Download and install the application "Alpha Mobile", where you will find detailed instructions for using the mobile bank. This information is closed from unauthorized persons, which once again proves the reliability of keeping your funds in Alfa Bank.
Cost of service and tariffs: economical and complete
As a more popular bank is Sberbank, it is worth considering its tariff packages and the cost of servicing the phone application. How to connect a mobile bank, you are already familiarized, it remains only to choose the rate that suits you.
- Economical. Monthly subscription fee is not charged. For providing information on each request, a certain amount will be withdrawn, because the service capabilities are limited and only standard operations are performed.
- Full. Monthly payment for the use of the service. All SMS notifications will be sent to your phone for free.
|
| Service |
|
|
|
for Gold MasterCard, Visa Gold for Visa Classic cards, MasterCard Standard for Maestro cards, Visa Electron, | Services are not available | Free Free 60 30 rubles | |
| Providing information on the available limit | 3 rubles | Free | |
| Provision of account statement | 15 rubles | Free | |
| Card blocking on request | Free | Free | |
| Connection / disconnection of service Mo | Free of charge | Free |
Connection of a Sberbank card to a mobile bank
To receive services, you must have a bank card already connected to the services of "Sberbank-online" and "Mobile Bank".Take your passport with you and go to any nearest branch of the Savings Bank, which in Russia there are a large number. The operator will help fill in the application of the established sample and activate the service, activation, which takes place after a maximum of three days, but often in the first few hours.
To people who are familiar with the operation of self-service terminals, it will be convenient to connect a mobile bank yourself. For convenience of payment for using the service, it is necessary to activate the function "Sberbank auto payment".Replenishment of the phone will be performed automatically according to the parameters that the client himself sets, in a certain period of time for the selected amount.
How to unblock the mobile banking service
If the service was blocked due to insufficient funds, the unlocking occurs automatically as soon as the required amount has been credited to the account. The SMS message will notify you of the unlock. When the lock is initiated by the cardholder, you can unblock it if you send a message "unlocking the service. ..." From the phone to 900, where you place the last four digits of your card number instead of the points.
How to refuse the service
When a bank customer prefers to switch to the Internet banking service, it makes sense to refuse from the "Mobile Bank".To do this, the client must write an application stating the reason for refusing the service, with a signature and a date. In the branch of the bank other than the application, you will need a passport, a plastic card, a card agreement. Please note that you only need to visit the office where the contract was signed. After the data is entered into the computer system by the bank's employee, a message must be received on your phone for three days to switch off the service.
Video instruction for connecting the service of the Savings Bank
Detailed video instruction will help the users of the plastic card to understand how to connect a mobile bank. The proposed video provides a step-by-step description of each step that the client must perform. Having acquainted with the details of different types of connection to a mobile bank, you will be able to choose for yourself a way that is more suitable and convenient for you. In case of questions, it is worthwhile to contact any branch of Sberbank, where employees are ready to prompt how to connect a mobile bank.