Bank Tinkoff - credit card Platinum: description, conditions of use, withdrawals of cash, interest, pros and cons, reviews. Bank of Tinkoff Platinum - 120 days without interest: conditions. How to apply for a Tinkoff Platinum credit card?

Find out how it is possible to issue a credit card to Plininum at Tinkoff Bank, see what terms of using it.

Bank Tinkoff is a very popular Internet bank due to its service. After all, the map on this portal can be issued online, after which you will be delivered to a convenient place for you. He cooperates with many banking systems, so you can withdraw money from the card and repay loans without problems.

Many clients draw up credit cards here, as they offer favorable terms. Next, we'll look at the details of the Platinum credit card in detail.

Bank Tinkoff - credit card Platinum: description, terms of use, grace period

Platinum card is one of the most popular cards in this banking company. Its registration takes place without any difficulties, this has already been mentioned above. You just need to register on the portal, take the documents( your passport) and fill out the fields with information about yourself.

Bank managers will review the application and make a decision whether to issue or not to issue a credit card. After checking the credit history, they will contact you by phone or write a response to the email.

You will be delivered the card at the agreed time, will familiarize yourself with the conditions and make a photo with a passport for identification. To start using a Platinum card, activate it. After that, all the benefits of using the card will be available to you.

Card Tinokoff

Bank Tinkoff - credit card Platinum: loan interest and cash withdrawal

On the online portal they promise to give up to a credit under this card. However, such a sum is not immediately given away. For use you will have to pay from 12 to 30 percent per year .And then these bets are taken if you make purchases. You pay the card through terminals in various stores.

When you withdraw cash, for such transactions you will already have to pay annual interest higher - from 30% to 50% .Bets are already completely different, they are much higher than the calculation of the credit card for the goods.

In addition, you will have to pay not a small commission for cashing cash from the card. For the issuance operation, you will pay 2.9 percent plus a fixed amount of 290 rubles .

Interest rates on a credit card Tinokoff

Bank card Tinkoff Platinum - 120 days grace period without interest: conditions

This Platinum card is already in effect. In fact, it can be formalized to pay off the balance on the credit card of another bank. And you do not need to pay any interest for an entire hundred and twenty days.

The conditions apply only for beginners, more precisely those customers who make out this card for the first time. They issue it according to the same scheme as usual:

• The client on the portal makes an application for a credit card.
• He approves of it, after the card is delivered home or to work.
• Whenever you conceive a credit card to activate, tell the manager that you want to activate the service - the balance transfer.
• Also dictate the card number in another banking institution where you want to transfer money.
• Then, if you pay off the entire credit limit for 120 days, then you will not have to pay interest on the card.

Credit card Tinkoff platinum

IMPORTANT : You will have to pay at least 8 percent per month on the Tinkoff card even during these three months.

Bank Tinkoff - credit card Platinum: cashback

Platinum card in addition to favorable lending conditions, it also gives its holder the opportunity to earn. You can receive bonuses from three to thirty percent for purchases in certain stores that participate in the bonus program.

It is very convenient that you can apply these balls when buying railway tickets and visiting restaurants.

Bank Tinkoff credit card

Bank Tinkoff - credit card Platinum: annual service cost

As almost all plastic credit cards in Tinkoff bank take a certain amount for customer service. The price for this service here is 590 rubles .This amount is written off once a year. You can send SMS about this action. Tracking such actions and many others on the phone costs 59 rubles a month.

Credit cards Tinkoff

Bank Tinkoff - credit card Platinum: pros and cons

The credit card from Tinkoff Bank has a number of positive characteristics:

• Availability for registration
• Free shipping to its customer
• No need to have income certificates for the opening of Platinum
• A large grace period for interest-freerepayment of debts on it( 90-120 days).

Pros and cons of the credit card

There are also negative aspects that Platium holders so often rely on:

1. For newcomers to making loans, the interest for the content of this card seems quite high. Despite the fact that in other banks for the maintenance of the card( Gold), too, have to pay considerable sums.
2. The credit amount on the card does not happen at a rate of 300 000 rubles. And many people dream of getting this credit limit on the map.
3. If you withdraw cash, then this card is really unprofitable for users, it is more suitable for online transfers or purchases through terminals.

How to apply online and activate

credit card of Tinkoff Bank Platinum?

Credit card processing takes place literally half an hour and then, if it is done slowly. The future client needs to fill out his data on the portal and wait for a response to the e-mail or mobile, whether Tinkoff is ready to provide a loan.

The card will be delivered to you, where you specify completely for free. Pay for this service is not necessary. Activate the card on the phone. Employees will be asked to provide you with information about yourself and the number, validity period, SVV-cod of the credit card and the code word. And further, if the information coincides with the one specified in the contract, then you activate it.

To issue a card in Tinkoff Bank

There are a lot of reviews about this bank on the Internet. More of them are positive. Customers prefer to use this bank's loans because of the simplicity of their registration and comparatively normal commissions compared to other banking structures.

Video. Bank Tinkoff - credit card Platinum: reviews